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PHONE: 865.268.2997 | ROUTING #: 264279444

Savings Accounts

Savings for Everyday Life

Regular Shares

  • Minimum balance of $5.00
  • 0.10% Dividend Rate
  • Dividends credited quarterly

Christmas Club

  • 0.10% Dividend Rate
  • Dividends credited quarterly
  • Savings paid out on October 1st.
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Savings to Prepare for the Future

Educational Savings

  • Earn higher dividends on savings used for educational expenses for children up to 18 years old.
  • Minimum deposit is $25
  • Annual deposit limit is $2,400

IRAs

  • Traditional IRA – Enjoy tax-deferred growth now and pay taxes when you retire.
  • Roth IRA – Pay taxes on your contributions now and enjoy tax-free withdrawals later.
  • Educational IRA – save for your children’s college education while getting a tax break.
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Savings that Pay you Back

Money Market Accounts

  • Earn higher tiered dividends based on balance. Check for current rates.
  • Minimum balance of $2,500
  • Dividends credited quarterly

Certificates

  • We offer 6 month and 12-month Certificates. Check for current rates.
  • Check for Certificate Specials that may include special terms and rates.
  • Dividends credited quarterly
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Please be aware that ETMA will never ask for personal information, login credentials, or verification codes via unsolicited text message, email, or phone. If you receive an unsolicited phone call or message claiming to be ETMA FCU asking for account/card numbers, user names, passwords, verification codes, or other personal information, please do not respond. Instead, contact ETMA FCU directly at 865-268-2997 and speak with a Member Service Representative. If you have given out your account number, Visa credit card, MC debit card, or other information, please contact ETMA FCU immediately.